Tuesday, November 29, 2011

How to save money instantly with car refinancing

Car financing is a common enough practice in South Africa, where car buyers obtain a loan to purchase their car and pay the lender back over a period of time. The monthly installments are usually fixed, with a slight increase every year. This enables the buyer to get the car immediately and pay it off over a predetermined budget period.

Car refinancing (car financing's lesser know sibling), enables buyers to obtain a second loan after a period of time to pay off the balance of the initial loan. This leaves room for renegotiation of interest rates and usually a reduction in monthly loan installments.
Why is this so beneficial?
The major benefit is that by refinancing your loan, you are able to increase your monthly expendable income overnight, which, in times of financial difficulty can be a prayer answered.

Cars.co.za has compiled a comprehensive article on car refinancing, highlighting the advantages of refinancing, disadvantages of refinancing, requirements for refinancing and examples of how car refinancing can save you money.

Follow this link to view our article on: Car refinancing and see how you too can save money overnight on your car finance, then simply complete our car finance form to get a quote from our independent car finance provider.

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